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Banking & Finance
Samrays has
expertise in development and testing in the following areas which
include:
Personal
and Private Banking
- core banking
applications involving deposits, personal loans credit cards, ATM
facilities etc
Corporate
Banking
- Corporate credit involving letters of credit, bills discounting,
overdrafts, large term loans for large banks are covered
Securities
- Stock exchanges which involves huge financial transactions of
corporate, brokers, Individual traders and investors
Asset Liability
Management
- A risk management technique designed to earn adequate returns
while maintaining a comfortable surplus of assets beyond
liabilities. Takes into consideration interest rates, earning power,
and degree of willingness to take on debt
Mutual Fund
- Combines the investments of various investors having similar
financial goals. The funds are invested in different types of
assets, which provide returns in the form of dividends, interests
and capital appreciation.
Card Systems
– This involves development and testing of various software which
validate the card based transactions
Foreign
Exchange
- Forex trading, Derivatives markets
Insurance
- General Insurance, Life insurance and other annuity products
Portfolio
Management
- used in defining the different asset classes, Asset allocation
techniques, Risk and diversification
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